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ABOUT US :: You Can Bank on MKOBO


MKOBO Microfinance Bank Limited is a fully licensed MFB by the Central Bank of Nigeria (CBN). MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography currently underserved by the Commercial banks in our aim to help increase financial inclusion of the Nigerian population.

At MKOBO we have always worked a little differently to other short-term loan providers.  we do not require any collateral or guarantor in most cases and we will always offer support when our customers tell us they need a helping hand.


Board of Directors

Our Board  of Directors is made up of committed, reputable and well-respected individuals both in Nigeria and internationally, with a wealth of board experience spanning banking, trading, forex, payments etc. The Board have have over 100 years of combined experience within the financial services sector both locally and internationally.


Management Team

Our Management team is made up of highly committed and passionate individuals with very sound and extensive experience within the banking/financial services sector both with a combined experience of over 50 years experience both locally and internationally.


Our Mission

To deliver innovative financial solutions that are clear, honest, transparent and simple by leveraging technology to eliminate the complexity and associated costs with traditional short term finance


Our Vision

To be recognised as a leading provider of quick, flexible and affordable short term finance to SMEs and Individuals.


Our Core Values

Flexibility, Integrity, Innovation, Transparency, Accountability, Respect & Collaboration


Our Objective

To leverage disruptive technology and deploy innovative business model with non-traditional data sources to minimise risk, curtail overheads and complexities of providing finance to MSMEs and individuals; and increase stakeholders’ value.


Responsible Lending

We are responsible lenders and help people manage their finances by lending small amounts when they have an emergency. Customers who borrow responsibly become eligible for better loan terms.